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BMT® Proven Checking Account Disclosure

Minimum Balance to Open:

$25.00 is required to open the account.

Minimum Balance Required to Avoid Service Charge and Service Charge Fee if Minimum Balance is Not Met:

$100.00 minimum daily balance requirement. $15.00 will be assessed against your account for any statement cycle in which the balance in the account falls below $100.00 on any day.

Other Fees:

When you use an ATM not owned by BMT, you may be charged a fee by the ATM operator or any network used to complete the transaction. This may include withdrawal, balance inquiry or other transaction.

Additional fees that may be assessed against your account are listed on our Personal Accounts Schedule of Service Fees.

Rate Information/Interest:

This is a non-interest bearing account.