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BMT Specialty Checking Account Disclosure

MINIMUM BALANCE TO OPEN:
$25.00 is required to open the account.

MINIMUM BALANCE REQUIRED TO AVOID SERVICE CHARGE AND SERVICE CHARGE FEE IF MINIMUM BALANCE IS NOT MET:
None

OTHER FEES:
$2.00 per cycle paper statement fee will apply if you do not set-up and maintain free eStatement.

When you use an ATM not owned by BMT, you may be charged a fee by the ATM operator or any network used to complete the transaction. This may include withdrawal, balance inquiry, or other transaction.  Additional fees that may be assessed against your account are listed on our Personal Accounts Schedule of Service Fees.

FOREIGN (NON- BMT) ATM FEE REIMBURSEMENT
BMT will reimburse fees charged by the ATM operator or any network used to complete the transaction up to a maximum of $24.00 per statement cycle.

OTHER REQUIREMENTS:
Consumer Online Banking is required to access eStatements.

RATE INFORMATION/INTEREST:
This is a non-interest-bearing account.