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Business Insurance for Lawyers

Business Insights

While lawyers may be focusing on their cases and the industries in which they represent, they are still operating as a business. Whether it’s criminal law, environmental law, financial and social services, all law offices must obtain business insurance to cover the various risks that they are open to. Professional liabilities related to the legal services they provide can arise from even the smallest mistake, so it’s important to invest in the various types of business insurance offered by local providers.

Here are some types of business insurance law offices and lawyers can consider:

General Liability Insurance

General liability business insurance for law firms is an important piece of coverage because it can cover most lawsuits. This kind of insurance includes premises liability if anyone is injured onsite at a law office, as well as completed operations for any special services that are provided. Premises liability is a very important piece of coverage as clients could slip and fall on your property or trip over a chair or hit their head on a file cabinet.

Errors & Omissions

Professional liability insurance, also known as errors and omissions, is another piece of business insurance that lawyers and law offices need to have on hand. Not all cases work out for the best and if a client feels they lost a case due to your office’s error(s) then legal issues could be turned right back around on the lawyer who was working for them.

Cyber Liability Insurance

Coverage options such as cyber liability are becoming more and more relevant as practically every industry, including legal services, are going digital and storing information in the cloud. Law offices have websites, social media pages and sensitive information held online that can be stolen by bad actors looking to turn a quick profit. From viruses to stalking to holding information ransom, lawyers should invest in this type of modern business insurance that’s becoming more and more of a need.

Crime Insurance

While lawyers are expected to hold up the law and defend justice, not everyone who becomes an attorney acts honestly. One of the biggest risks a law office faces is crime when it’s executed internally. From office equipment to money to important and private information that pertains to other lawyers or clients, there are plenty of ways in which crime insurance can come in handy.

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