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SBA Paycheck Protection Program 2.0 – Learn More

SBA Credit Underwriting Manager

The SBA Credit Underwriting Manager supports business development officers, relationship managers, and Credit Management by providing credit analyses, risk assessment, and underwriting of both new and existing credit commitments to customers of the bank. Also conducts credit servicing (monitoring and review of periodic financial statements, covenant compliance certificates, annual reviews, etc.) on existing customer relationships.

Responsibilities:

  • Screen and confirm new loan opportunities for SBA eligibility to receive government guaranteed financing
  • Assist with preparation of Term Sheets and/or Commitment Letters as necessary
  • Present credit proposals in concise, consistent, organized fashion, fully supported with proper justification
  • Collect, spread, analyze and evaluate financial and related data to determine credit worthiness of prospective or existing borrowers
  • Support the completion and distribution of periodic portfolio reports to management
  • Assist in preparing for periodic portfolio reviews conducted by regulatory agencies, loan review and internal audit
  • Maintain up to date knowledge of SBA rules and procedures
  • Perform job responsibilities to ensure the bank’s compliance with BSA/AML policies and procedures, which include detecting potentially suspicious activity and reporting such activity to the BSA Officer and may include gathering and entering data into systems for monitoring and reporting.

Requirements:

  • Bachelor’s Degree in in finance, accounting, economics, other business-related field required or commensurate work experience within the field
  • Formal credit training certificate or continuing education through RMA or similar course study preferred
  • Minimum of 5 years commercial credit experience with various types of complex commercial credit clients
  • Proficient writing and oral presentation skills; ability to utilize Microsoft Office Applications
  • Experience in the utilization of Commercial Lending software applications
  • Excellent interpersonal skills
  • Ability to remain flexible, adapt to a changing environment, shift priorities as needed
  • Ability to multi-task and prioritize accordingly
  • Strong analytical skills with problem resolution and decision making ability
  • Commitment to maintain confidential information
  • Proven initiative to be a self starter and proactive approach
  • Ability to work under minimal supervision