In 2013, the Equal Employment Opportunity Commission received nearly 100,000 charges of workplace discrimination. All employers, small as well as large, are subject to federal and state discrimination and employment laws, giving rise to exposures of employment-related claims. Employment Practices Liability Insurance provides liability and defense coverage for claims arising out of discrimination, wrongful termination, sexual harassment, breach of contract and emotional distress. The policy can be endorsed to provide coverage for wage and hour law violations.
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