Are you aware that your financial credit score can affect your insurability and your premium cost? Why do insurance companies use this factor in their underwriting and how does it correlate with your premium rates?
As the world works to understand and respond to the COVID-19 pandemic, staying informed is one of the top things a business can do to understand how it might be impacted (or protected). While the situation remains fluid, and we know that every business’s situation is unique, we wanted to share some information on questions we’ve been getting asked a lot lately.
We asked our personal and commercial insurance advisors to share their expertise with us to cut through the varied messages media outlets are sending so you can better understand how (or even if) COVID-19 could impact you.
Once you hire a nanny, or other type of in-home caregiver, you become that person’s employer. As a household employer, there are several human resources-related aspects to manage, and you will need to protect yourself from all the liabilities and risks.
Drones have become incredibly popular in the past few years. With high-end options such as camera and video recording equipment, safety and privacy concerns have also heightened. If you are a drone owner and operator, it is crucial to understand what insurance coverage is needed.
Though nonprofit organizations don’t quite operate like traditional businesses, they do have similar risk exposures. It is important to stay up on what risks the organization may face and the best practices regarding risk management to help your organization avoid facing costly and disruptive issues.
Buying life insurance has always been a safety net for families to take care of loved ones after someone passes, making it an important investment. But what kind of life insurance do you need? Do you choose term life or whole life? What’s the difference?
We’ve all seen vehicles on the road covered in snow, with the snow blowing off as they travel. If you haven’t been given enough reasons to take the few minutes required to clear your vehicle of snow and ice before pulling out of your parking spot, here are a few that are important to consider.
From rare coins to furs, baseball cards to priceless figurines or dolls, collectibles come in all shapes and sizes. One thing they all have in common, however, is the need for personal insurance specifically made for collectibles.
Every year, people type out their New Year’s resolutions with goals to start a new workout routine, cut down on spending, or spend more time off their screens. But one resolution that individuals could get behind is reviewing their personal insurance coverage.
Through some preventative measures and understanding the potential risks, your holiday season can be safe and sound. Now is the best time to review your homeowners insurance coverage while also making a proactive outline of how you can get ahead of costly holiday claims.
There are a number of reasons why someone’s insurance may need to be freshened up. From paying off loans, to moving to a new home, to looking for lower rates, consumers can benefit by shopping for new insurance quotes.