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50 W. Lancaster Ave., Ardmore, PA 19003 610-896-6435

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5000 Pennell Road, Aston, PA 19014 610-364-7800

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135 City Ave., Bala Cynwyd, PA 19004 610-664-6293

ATM Safety Deposit Boxes  Bank Branch

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1651 Blackwood Clementon Rd., Blackwood, NJ 08012 856-262-8811

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599 Skippack Pike, Blue Bell, PA 19422 215-646-9102

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BMT Insurance Advisors (BMTIA) is your team to handle today’s insurance and risk management challenges. BMT Insurance Advisors is an independent insurance brokerage and risk management consulting firm that builds customized insurance portfolios to suit specific needs. Designed to minimize the cost of risk, we develop an active and ongoing partnership with our clients.

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Nonprofit risk management is an essential component for a successful organization, and depending on the type of organization, there are a number of risk exposures involved. A successful nonprofit organization recognizes the risks involved and does everything they can to mitigate them. To help identify some of those risks, here is a list of four of the most common risks for nonprofits.

Insuring a residential condominium unit can be complicated. If you own a condo and sustain damage, there are two insurance policies that will respond: your own condo unit owner’s policy (or HO-6), and the association master policy. In this week’s newsletter, we discuss what each policy covers and offer insight into selecting better-than-basic coverage options for your HO-6 policy.

Thinking about or planning for a disaster – fire, theft, flood, etc. – is not pleasant. However, addressing those “what if” scenarios before they occur, when you are not under tremendous stress, will be comforting to you and all those affected. Having verifiable documentation of your ownership and worth of your valuables – works of art, jewelry, furniture, and recreational equipment – will help you navigate a potentially arduous claims process.