You want to make sure you and your workers are covered in the event of an accident or injury. Workers’ compensation insurance gives your employees and their families peace of mind knowing their employer provides insurance for work related injuries or accidents.
Workers’ compensation insurance covers employees following work-related injuries or illnesses. Workers’ Compensation laws vary by state and provide specific requirements for coverage employers must provide their employees. Coverages may include medical expenses, lost wages and death benefits. Employers liability insurance, also known as Stop-Gap coverage is included with most workers’ compensation policies. It protects employers from employee-related litigation arising from employer negligence.
Navigating this complex and legally required insurance requires a partner who can help you ensure your coverage is up-to-date with your business in mind.