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14 E Highland Ave, Philadelphia, PA 19118 855-745-3636

Insurance Office

2

14 E Highland Ave, Philadelphia, PA 19118 215-242-8200

Insurance Office

3

1436 Lancaster Avenue, Berwyn, PA 19312 610-527-1881

Insurance Office

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Employee Benefits

Protect Your Employees

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Group Employee Benefits

Employee benefits are an increasingly complex aspect of our clients’ insurance needs. To ensure clients are fully covered, we work with specialists who understand the marketplace. They provide cost-effective solutions, along with resources to help with ever-changing compliance issues.

Employee benefits can represent a significant percent of an employer’s compensation costs. We assist in controlling these costs through the introduction of innovative plan designs, alternative funding arrangements, and ongoing reviews of plan performance.

We also assist in evaluating and implementing flexible benefit programs ranging from premium pre-tax conversion plans to full cafeteria plans.

Services We Offer (partial list)

  • Benefits Plan Design and Administration
  • Enrollment Management
  • Human Resources Support
    • Employee Handbooks
    • Benefit Communication
    • Benefit Statements
    • Section 125 Plan Administration
    • Form 5500 Filings
    • COBRA Administration
    • Premium Billing and Reconciliation

Products We Offer (partial list)

  • Accidental Death and Dismemberment Insurance
  • Buy-Sell Agreements
  • Deferred Compensation Plans
  • Group Medical Carve-Out Plans
  • Group Medical, Dental and Vision Insurance
  • Key Person Insurance
  • Life Insurance
  • Long-Term Care Insurance
  • Long- and Short-Term Disability Insurance
  • Voluntary Benefit Programs

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BMT Insurance Advisor today!

Latest Insights

Insuring a residential condominium unit can be complicated. If you own a condo and sustain damage, there are two insurance policies that will respond: your own condo unit owner’s policy (or HO-6), and the association master policy. In this week’s newsletter, we discuss what each policy covers and offer insight into selecting better-than-basic coverage options for your HO-6 policy.

Thinking about or planning for a disaster – fire, theft, flood, etc. – is not pleasant. However, addressing those “what if” scenarios before they occur, when you are not under tremendous stress, will be comforting to you and all those affected. Having verifiable documentation of your ownership and worth of your valuables – works of art, jewelry, furniture, and recreational equipment – will help you navigate a potentially arduous claims process.

All company managers, not-for-profit and for-profit, know they need insurance. They don’t always know why, and they don’t always understand exactly how it works, but they know there are funders, landlords, banks, and others who require that they have it.