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Homeowners


Home is where the heart is. Protect it.

Whether your home is your primary residence or a vacation home, you need to make sure it’s protected. You also need to make sure what’s inside is protected too. With BMT Insurance Advisors, you get a partner who knows the importance of understanding your specific situation, how to review your current coverage to identify where you might still be leaving yourself exposed, and offering a comprehensive risk solution to help you to make sure that you can rebuild.

  • Contents
  • Liability

Understanding What Might Not Be Covered In Your Home

Did you know that a collection of antiques, fine art pieces, heirloom jewelry, and more might not be adequately covered by your standard homeowners policy? Or that there’s a difference between your home’s current market value and its reconstruction value? Even that damages caused by flood and some other extreme acts of nature may not be covered by standard policies? Don’t leave finding out what’s not covered until there’s a claim because then it’s too late. Our experts will assess if you might need additional policy coverage to ensure that your personal loss exposures and the items you value are appropriately covered.

  • Valuable Articles (Antiques, High-Value Jewelry, Fine Arts, Collectibles)
  • Identity Theft and Cyber Protection
  • Equipment Breakdown Coverage
  • Flood Insurance
  • Extreme Acts of Nature (Earthquakes, Windstorms, Sinkholes)
  • Business-related services offered from your home

Is My Condo Covered By Homeowners Insurance?

Owning a condominium comes with special insurance considerations. Your building’s master policy does not fully protect you and your belongings. Making sure you protect your condo from fire, theft, or damage, as well as other insurance considerations, requires working with an experienced insurance professional.

Do You Rent Your Home To Others? Considerations You Need To Know

With the rise of short- and long-term rentals of personal residences, it’s critical to make sure you have the right policies to protect you as an owner/landlord. If you rent your property to others, it’s best to have an in-depth discussion with your BMT Insurance Advisor to ensure you and your property are properly covered.

No matter what you own, BMT Insurance Advisors are here to help you protect everything that matters to you.

Connect with a BMT Insurance Advisor