Skip Navigation
- Close Locations
My Location

Locations Near You

1

14 E Highland Ave, Philadelphia, PA 19118 855-745-3636

Insurance Office

2

14 E Highland Ave, Philadelphia, PA 19118 215-242-8200

Insurance Office

3

1436 Lancaster Avenue, Berwyn, PA 19312 610-527-1881

Insurance Office

Find Locations
+

Protect Your Business

Minimize Your Risk Exposure

Schedule a Call

Risk Management

We approach risk management as a process of making and carrying out decisions that will minimize the adverse effects of accidental losses on your organization.

We generally approach the process in the following sequence:

  • Identify exposures to accidental loss that may interfere with your organization’s fulfillment of its basic business objectives
  • Examine feasible risk management techniques and insurance options for handling those exposures
  • Select the best risk management technique(s)
  • Implement the chosen risk management technique(s)
  • Regularly monitor and, when appropriate, modify the chosen technique(s) to assure that the risk management program remains effective

Our Consulting Services

We believe an emphasis on risk management is essential if an organization is to continue to thrive. The organization must feel confident that its risk management program is structured appropriately and cost-effectively.

We offer the risk management consulting services outlined above on a fee basis. The size, complexity, and type of your organization will dictate which services should be emphasized and whether we, as risk management consultants, should function alone or with an insurance broker.

Speak with a

BMT Insurance Advisor today!

Latest Insights

Insuring a residential condominium unit can be complicated. If you own a condo and sustain damage, there are two insurance policies that will respond: your own condo unit owner’s policy (or HO-6), and the association master policy. In this week’s newsletter, we discuss what each policy covers and offer insight into selecting better-than-basic coverage options for your HO-6 policy.

Thinking about or planning for a disaster – fire, theft, flood, etc. – is not pleasant. However, addressing those “what if” scenarios before they occur, when you are not under tremendous stress, will be comforting to you and all those affected. Having verifiable documentation of your ownership and worth of your valuables – works of art, jewelry, furniture, and recreational equipment – will help you navigate a potentially arduous claims process.

All company managers, not-for-profit and for-profit, know they need insurance. They don’t always know why, and they don’t always understand exactly how it works, but they know there are funders, landlords, banks, and others who require that they have it.