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Locations Near You

1

50 W. Lancaster Ave., Ardmore, PA 19003 610-896-6435

ATM Safety Deposit Boxes Coin Machine  Bank Branch

2

5000 Pennell Road, Aston, PA 19014 610-364-7800

ATM Safety Deposit Boxes  Bank Branch

3

135 East City Ave., Bala Cynwyd, PA 19004 610-664-6293

ATM Safety Deposit Boxes  Bank Branch

4

1436 Lancaster Avenue, Berwyn, PA 19312 610-581-4774

Wealth Office

5

1436 Lancaster Avenue, Berwyn, PA 19312 610-527-1881

Insurance Office

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Find Locations 610-525-1700
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Minimize Your Risk Exposure

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Risk management projects Examples

Examples of risk management projects handled by BMT Insurance Advisors include the following:

Audit/Survey of Existing Risk Management Program
  • Exposure
  • Explanation of loss control and loss financing mechanisms
  • Analysis of insurance coverage/terms
  • Development of specifications
Documentation/Communication of Risk Management Program
  • Summary of coverage for managers
  • Claims reporting and handling procedures
  • Loss experience/performance of program summaries
Maintenance of Complete Document Files
  • Policies
  • Claims information
  • Captive data
Administration/Monitoring of Claims Handling/Reserving Practices
  • Independent review – accuracy of reserves
  • Impact of ultimate cost for loss-sensitive programs
  • Managed-care programs
  • Return-to-work programs
Implementation and Monitoring of Appropriate Loss Control Program
  • Development of safety policy statements
  • Assistance with organization of safety committees
  • Coordination of engineering services
Allocation of Cost of Risk Management Program
  • Promotion of participation in loss control program
  • Provision of cost information to managers
  • Balance of risk bearing and risk sharing (particularly important where retention levels are high and program is loss-sensitive)
Review of Acquisition Candidates
  • Impact on overall risk management program
Review of Experience Modification Calculations
  • Impact on ultimate cost
Loss Forecasting
  • Important to determination of cost of loss-sensitive program
  • Trending and developing
Negotiations with Captive Manager/Insurance Company
  • Coverage terms
  • Cost
  • Claims handling

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BMT Insurance Advisor today!

Latest Insights

As the world works to understand and respond to the COVID-19 pandemic, staying informed is one of the top things a business can do to understand how it might be impacted (or protected). While the situation remains fluid, and we know that every business’s situation is unique, we wanted to share some information on questions we’ve been getting asked a lot lately.

We asked our personal and commercial insurance advisors to share their expertise with us to cut through the varied messages media outlets are sending so you can better understand how (or even if) COVID-19 could impact you.

Once you hire a nanny, or other type of in-home caregiver, you become that person’s employer. As a household employer, there are several human resources-related aspects to manage, and you will need to protect yourself from all the liabilities and risks.