Skip Navigation
- Close Locations
My Location

Locations Near You

1

50 W. Lancaster Ave., Ardmore, PA 19003 610-896-6435

ATM Safety Deposit Boxes Coin Machine  Bank Branch

2

5000 Pennell Road, Aston, PA 19014 610-364-7800

ATM Safety Deposit Boxes  Bank Branch

3

135 City Ave., Bala Cynwyd, PA 19004 610-664-6293

ATM Safety Deposit Boxes  Bank Branch

4

1436 Lancaster Avenue, Berwyn, PA 19312 610-581-4774

Wealth Office

5

1436 Lancaster Avenue, Berwyn, PA 19312 610-527-1881

Insurance Office

Show More
Find Locations
+

Protect Your Business

Minimize Your Risk Exposure

Schedule a Call

Risk management projects Examples

Examples of risk management projects handled by BMT Insurance Advisors include the following:

Audit/Survey of Existing Risk Management Program
  • Exposure
  • Explanation of loss control and loss financing mechanisms
  • Analysis of insurance coverage/terms
  • Development of specifications
Documentation/Communication of Risk Management Program
  • Summary of coverage for managers
  • Claims reporting and handling procedures
  • Loss experience/performance of program summaries
Maintenance of Complete Document Files
  • Policies
  • Claims information
  • Captive data
Administration/Monitoring of Claims Handling/Reserving Practices
  • Independent review – accuracy of reserves
  • Impact of ultimate cost for loss-sensitive programs
  • Managed-care programs
  • Return-to-work programs
Implementation and Monitoring of Appropriate Loss Control Program
  • Development of safety policy statements
  • Assistance with organization of safety committees
  • Coordination of engineering services
Allocation of Cost of Risk Management Program
  • Promotion of participation in loss control program
  • Provision of cost information to managers
  • Balance of risk bearing and risk sharing (particularly important where retention levels are high and program is loss-sensitive)
Review of Acquisition Candidates
  • Impact on overall risk management program
Review of Experience Modification Calculations
  • Impact on ultimate cost
Loss Forecasting
  • Important to determination of cost of loss-sensitive program
  • Trending and developing
Negotiations with Captive Manager/Insurance Company
  • Coverage terms
  • Cost
  • Claims handling

Speak with a

BMT Insurance Advisor today!

Latest Insights

Every employee plays an important role in the workplace, and losing them suddenly is always detrimental to the business. It takes time to replace a quality worker that many companies don’t have the extra time to do. However, there are insurance measures that can be put in place in order to make sure that a business can recover from a major loss while still assisting the family of the late worker. c

In Pennsylvania, individuals looking for the right personal insurance options for their automobile coverage have a few choices. Citizens in the state can choose between full tort, which allows policyholders to sue for pain and suffering, and limited tort and forfeit the right to compensation when it comes to pain and suffering. A limited tort option typically offers a small discount on a monthly premium.

In the last 20 years, individual states in the country began implementing workers’ compensation laws that require companies to provide medical expense reimbursements and other benefits to employees who fall victim to a workplace injury or illness. From major corporations to small businesses, workers’ compensation has become a regular component of benefits packages for employees.