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1

50 W. Lancaster Ave., Ardmore, PA 19003 610-896-6435

ATM Safety Deposit Boxes Coin Machine  Bank Branch

2

5000 Pennell Road, Aston, PA 19014 610-364-7800

ATM Safety Deposit Boxes  Bank Branch

3

135 City Ave., Bala Cynwyd, PA 19004 610-664-6293

ATM Safety Deposit Boxes  Bank Branch

4

1436 Lancaster Avenue, Berwyn, PA 19312 610-581-4774

Wealth Office

5

1436 Lancaster Avenue, Berwyn, PA 19312 610-527-1881

Insurance Office

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Risk management projects Examples

Examples of risk management projects handled by BMT Insurance Advisors include the following:

Audit/Survey of Existing Risk Management Program
  • Exposure
  • Explanation of loss control and loss financing mechanisms
  • Analysis of insurance coverage/terms
  • Development of specifications
Documentation/Communication of Risk Management Program
  • Summary of coverage for managers
  • Claims reporting and handling procedures
  • Loss experience/performance of program summaries
Maintenance of Complete Document Files
  • Policies
  • Claims information
  • Captive data
Administration/Monitoring of Claims Handling/Reserving Practices
  • Independent review – accuracy of reserves
  • Impact of ultimate cost for loss-sensitive programs
  • Managed-care programs
  • Return-to-work programs
Implementation and Monitoring of Appropriate Loss Control Program
  • Development of safety policy statements
  • Assistance with organization of safety committees
  • Coordination of engineering services
Allocation of Cost of Risk Management Program
  • Promotion of participation in loss control program
  • Provision of cost information to managers
  • Balance of risk bearing and risk sharing (particularly important where retention levels are high and program is loss-sensitive)
Review of Acquisition Candidates
  • Impact on overall risk management program
Review of Experience Modification Calculations
  • Impact on ultimate cost
Loss Forecasting
  • Important to determination of cost of loss-sensitive program
  • Trending and developing
Negotiations with Captive Manager/Insurance Company
  • Coverage terms
  • Cost
  • Claims handling

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BMT Insurance Advisor today!

Latest Insights

When running a business, you may be considering certain types of insurance to keep your operations, finances, and employees safe. Things like fire insurance, property damage coverage, and maybe even auto policies for business cars may first come to mind. But have you considered kidnap and ransom coverage?

The market for supply chain management has reached across the globe, and as relationships between nations continue to grow in terms of trade and commerce, few supply chains can exist within one country or part of the world. With international trading of goods and resources comes issues related to compliance and insurance, and supply chain companies need to understand where they stand.

Whether it is a slip, a fall or a trip, there’s only so much that can be done to prevent liability risks from occurring at your business. These issues can happen at any time and sideline customers or employees who take a nasty spill on your premises. Not every slip and fall case will lead to legal issues necessarily, but you can never be too sure of what kinds of problems will come up in the near future. If a valid claim is made, filed, and settled against your company, it can be hard to navigate and draining to your overall business.