BMT Insurance Advisors
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Voluntary benefits are insurance policies that employees can choose to add to their plans in order to cover gaps in their own personal coverage. While employers offer them, employees typically pay for them or offer some compensation through payroll deferral. These benefits are attractive to employees because they allow them to have more comprehensive insurance coverage while offering them flexibility and the ability to choose what they want or what matters most to them.
Other than compensation, benefit packages are one of the most important features of a business. In many recent surveys about what attracts employees to a business and what a business can do to make its employees feel valued and satisfied with their employment there, employee benefits are frequently near the top of the list. Offering these benefits is a win for everyone: employees are able to, and employers can improve employee satisfaction and boost retention.
In today’s competitive environment, the ideal benefits package goes far beyond just health insurance coverage. Some of the most sought-after voluntary benefits include:
As time goes on and employees’ needs change, some companies also choose to offer more unconventional benefits packages, including coverages such as:
An attractive voluntary benefits program can mean the difference between a candidate accepting a job or choosing to go to another company. They may be voluntary for the employees who select their coverage, but it has become almost mandatory for businesses to offer them in order to retain their employees and remain competitive.
Through this Voluntary Benefits program, we can provide you with the expertise and guidance that you need to determine which plans should be made available in order to provide you and your employees with the most benefit. Once you’ve determined which coverages to offer, we can help you to secure the right portfolio of benefit plans.
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