Personal Checking Accounts
Easy Comparison Chart
The Easy Comparison chart below shows, you get a wide range of benefits no matter which account you choose.
| Product Name | BMT Checking | BMT Choice Checking | BMT Preferred Checking |
|---|---|---|---|
| Open Account | Open Account | Open Account | |
| Minimum Balance to Open | $25 | $25 | $25 |
| Minimum Balance Required to Avoid Service Charge Fee | None | $2,500 | $5,000 daily or $50,000 combined7 |
| Service Charge Fee if Minimum Balance is Not Met | None | $16 per statement cycle | $25 per statement cycle |
| Minimum Balance to Earn Interest | N/A | $2,500 | $2,500 |
| Interest1 | None | Tiered rate varies; compounded daily and paid monthly on collected balancesSee Rates | Tiered rate varies; compounded daily and paid monthly on collected balancesSee Rates |
| Online & Mobile Banking & Bill Pay | Free | Free | Free |
| Visa® Debit Card with UChoose Rewards2 |
Free | Free | Free |
| Visa® Debit Card Fraud Management3 |
Free | Free | Free |
| Statements | Free eStatements6; $2.00 paper statement |
Free | Free |
| ATM4 | Free BMT; $1 per non-BMT ATM transaction |
Free BMT; $1 per non-BMT ATM transaction |
Free BMT; 6 no fee non-BMT ATM transaction; then $1 per transaction |
| ATM Surcharge Reimbursement5 |
None | None | Up to $8 reimbursement of other ATM operator fees per statement cycle |
| Open Account | Open Account | Open Account |