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Mortgage Checklist

Residential Mortgage Application Checklist:

  • Full name, current property address, SS# and D.O.B.
  • Paystubs covering most recent 30 day period
  • Document 2 year employment history
  • Most recent 2 years W-2, 1099, K-1 (if applicable)
  • Most recent 2 years signed tax returns
    • Completed 4506 signed/dated by borrower when tax returns are submitted
  • Most recent 2 months asset statements — all pages (including: checking, savings, stock, retirement, or other assets)
    • Document and explain any large deposits
  • Source of down payment (if applicable)
  • Source of closing costs
  • Fully executed Agreement of Sale (if applicable)
  • 2 forms of Identification
    • 1 form of Photo ID is required ( i.e. driver’s license or passport)
    • Other forms of ID can be a major credit card, social security card, voter’s registration, etc.