*We use the daily balance method to calculate the interest in your account. **Surcharge fees by non-BMT ATM owners/operators may apply. ***No check access. No balance required for minors, until age 18 when statement savings account minimum balance requirement applies. ****6 per cycle using any combination of pre-authorized, automatic, telephonic or computer originated transfer services, checks, drafts, or similar orders to third parties or to yourself. A per item excess debit fee will apply for every third party transaction over 6 in the same statement cycle. *****Eligible includes personal checking, savings, and money market accounts.