Managing Fixed Income in Today’s Environment
Bond yields have remained elevated this year as anticipated rate cuts continue to get pushed out into the future. The combination of strong U.S. economic growth, a healthy labor market, and elevated inflation have contributed to a patient Federal Reserve and a federal funds target range of 5.25%-5.50%, a level reached back in July 2023. As of April 15, 2024, the entire U.S. Treasury yield curve was above 4.0% contributing to a benign environment for income-seeking investors.
Asset Protection Trusts and Spousal Lifetime Access Trusts (SLAT)
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss asset protection trusts and spousal lifetime access trusts (SLAT).
A Comprehensive Guide to Trust Asset Management
Trust asset management requires a multifaceted approach to managing the day-to-day running of a portfolio that encompasses, among other things, strategic asset allocation, fiduciary responsibilities, risk management and a keen understanding of tax implications. Trustees must navigate a complex landscape to fulfill their obligations, optimize financial outcomes, and align investments with the trust’s goals and beneficiaries’ needs.
Two the Point — Juggling Growth – Economy Expands Amid Unyielding Inflation
In our weekly video series, we highlight one observation we think is most important regarding the economy and the financial markets.
This week we discuss resilient consumer spending and unexpected inflation dynamics.
Asset Protection Trusts: Not Just for the Super Wealthy
The Spousal Limited Access Trust (SLAT) is mostly used to transfer assets out of the donor’s taxable estate yet provide “limited” access to the donor’s spouse and other beneficiaries. Not just for the super-wealthy, the SLAT also affords hefty asset protection benefits. Consider this technique if you feel the need to set aside a nest egg, free from the claims of creditors.
Two the Point — The U.S. Economy’s Strong Performance and Market Potential
In our weekly video series, we highlight one observation we think is most important regarding the economy and the financial markets.
This week we review the robust performance of the U.S. economy with a look at the labor markets.
Preparing for the planned sunset of the Tax Cuts and Jobs Act
Planning Perspectives is your guide to navigating the complexities of wealth management with ease. This week we discuss the Tax Cuts and Jobs Act.
5 Actions to Take Ahead of 2025 Tax Law Sunset
The Tax Cuts and Jobs Act of 2017 (“TCJA”) brought numerous changes to the tax code including reduced individual income tax rates, significant increases to the standard deduction, and doubling of the estate tax exemption. The legislation also has a sunset provision, meaning many of the changes are set to expire at the end of 2025.
Five Key Retirement Strategies – How to Ensure You Won’t Outlive Your Retirement Savings
Securing a comfortable retirement requires thoughtful planning and strategic financial decisions. To ensure you won’t outlive your retirement savings, consider these five crucial tips.
Living a Fulfilling Life in Retirement
Consider these four steps when transitioning to your new phase of life in retirement.
How to Segregate your Investment Portfolios into Buckets
Prior to retirement, our investment portfolios, and all the assets in it, generally all have one purpose: to grow. As we enter retirement, we have to adjust to spending our assets to support our lifestyle.
Shaping Women’s Futures Through Strategic Planning and Empowerment
The complex landscape of life’s major events—career changes, marriage, childbirth, divorce, and the loss of a loved one—should prompt women to reevaluate and amend their wills, trusts, and overarching financial plans. These milestones are not merely checkpoints; they represent critical junctures where thoughtful, reimagined planning is paramount.
