Navigating Market Volatility: Strategic Insights Amid Rising Trade Tensions
| |

Navigating Market Volatility: Strategic Insights Amid Rising Trade Tensions

By

The announcement of blanket tariffs on all foreign goods coming to the U.S. resulted in a sharp market selloff yesterday. Indications for today show no reprieve, as China, the world’s second-largest economy, is imposing its tariffs on U.S. goods. While historically, similar sparks have ignited a global trade war, immense uncertainty remains.  Further retaliatory announcements…

April Wealth Thought Leadership
| |

The Difference Financial Planning Can Make

By

Financial planning can have many definitions. It can relate to your business, your finances, or your family in general. This exercise provides a road map of where you have been financially, where you are, and where you want to go. I am often asked how frequently I should partake in this exercise, and my answer…

A calculator and coins.

Understanding Interest Rates in the U.S. and How They Affect Deposits, Lending, and Mortgages

By

Interest rates play a pivotal role in the U.S. economy, influencing everything from consumer spending to business investments. These rates determined mainly by the Federal Reserve (“the Fed”), directly affect the cost of borrowing and the returns on savings. For individuals and businesses, understanding how interest rates rise and fall—and the ripple effects these changes…

Women Entrepreneurs: Breaking Barriers and Redefining Success
|

Women Entrepreneurs: Breaking Barriers and Redefining Success

By

Women entrepreneurs are transforming economies worldwide, driving innovation, and overcoming systemic barriers to success. In 2024, women-owned businesses accounted for 39% of all businesses in the U.S., employing 12.2 million workers and generating $2.7 trillion in revenue1. Despite these achievements, women entrepreneurs continue to face challenges in accessing capital, securing industry representation, and gaining visibility.

A woman using a laptop and a calculator.

Women & Wealth: The Duality of Money

By

According to McKinsey, the great wealth transfer is upon us and American women stand to control approximately $30 trillion by 2030.1 This shift in wealth presents opportunities and challenges for female investors and financial decision-makers, and understanding our biases, emotions, and financial behavior about money will help us manage our wealth and teach the next generation the importance of financial responsibility.

The Three Most Important Questions to Answer Before Gifting to Charity This Year
|

The Three Most Important Questions to Answer Before Gifting to Charity This Year

By

For many of us, the end of the year is often a mad dash for charitable giving. Before you write that check this December, take time to reflect on how you will gift, the timing, and who will gift alongside you to make your donation most meaningful. There are many ways to give, including the…

A business man and a business woman, in business formalwear. They are having a discussion.

Unlocking Prosperity: The Role Financial Advisors Can Play with Business Owners

By

Balancing personal financial goals with the demands of your business can be challenging. Still, with the expertise of a financial advisor, business owners can achieve greater financial stability and peace of mind. Here are several essential ways financial advisors can assist business owners in managing their finances. Comprehensive Financial Planning Financial advisors begin by comprehensively…

A chart tracking the rates of various currencies across the globe.

Why Investors Should Care about Currency Movements

By

Currency fluctuations significantly impact global earnings and asset positioning, despite most investors not directly trading foreign currencies. A strong U.S. dollar negatively affects multinational companies’ international revenue, while substantial currency price fluctuations can lead to considerable volatility in certain asset classes, particularly carry trades where investors borrow in low yielding currencies to invest in higher yielding currencies. It is within these dynamics that greater attention should be focused on currencies.

An older couple sitting at the kitchen table. They are both wearing button-up blue shirts. Both are looking at a calculator, and they are revising a document with an ink pen.
|

America’s Retirement Crisis: How State Plan and Employer Plan Options Aim to Secure Our Future

By

As America’s retirement crisis looms larger than ever, with nearly half of the population fearing financial instability in their golden years, innovative state plans and employer-driven solutions are stepping in to bridge the savings gap and ensure a secure future for all.

A hand on a cell phone. The cell phone is displaying economic charts.
|

2024 Mid-Year Market Outlook: What Lies Ahead

By

The U.S. economy continues to grind, and macro-level data suggests that moderating growth ahead will not cause a near-term recession. When setting the current environment at a level compared to our expectations at the start of the year, investors witnessed more mid-cycle dynamics as risks to the downside lessened and valuations expanded. With the macro-economic environment seemingly in a constructive place, we’re reminded that complacency is not a viable investment strategy. In our mid-year update, we detail the opportunities and risks ahead.

A man and a woman, both wearing yellow shirts, are signing a document together.
|

Retirement Spending – How Not to Overspend or Outlive Your Savings

By

Saving for retirement is something many of us are encouraged to participate in throughout our working lives. In a recent Bryn Mawr Trust survey about women and retirement, 826 women (age 40+) said that their top sources of wealth are careers, followed by saving and budgeting, with 40% selecting retirement as the leading life event that impacts their financial planning.1 The rules and guidelines for how much to save and where are readily available, but there needs to be more professional guidance for when we finally reach retirement and begin spending it.

Three generations (grandparents, parents, and grandchildren) of a family are gathered around a piece of paper. The image is overlaid with a blue mezzotint pattern reminiscent of the texture of dollar bills.
|

WEBINAR: Securing Your Legacy: The Importance of Establishing and Updating an Estate Plan  

By

Watch our replay on why having an estate plan is vitally important.  Watch to ensure your assets are distributed according to your wishes by providing your loved ones with invaluable peace of mind.  In this webinar, we outline the benefits of establishing and regularly updating a plan to secure your legacy.

An older couple, both wearing green sweaters, are meeting with a banker.
|

The Importance of Aligning Your Investment Strategy with Your Estate Plan

By

When it comes to managing your wealth for the future, having a sound investment strategy is paramount. However, equally important is ensuring that your estate plan is closely aligned with these investment choices. The synergy between how you manage your assets today and how you plan to pass them on to beneficiaries can significantly impact your financial legacy and security.

A woman in a pinstriped blue shirt and a man in a white button-up shirt are both holding mugs and conversing with a banker.
|

Unlocking the Digital Vault: A Guide to Digital Estate Planning for Small Business Owners

By

In the digital age, our lives and businesses are intricately woven into the fabric of the online world. From financial transactions to client communications, much of our business activity now takes place in the digital realm. Yet, many small business owners overlook a crucial aspect of estate planning: the digital estate.

A pair of hands carefully stacking Jenga blocks. The image is overlaid with a blue mezzotint pattern reminiscent of the texture of dollar bills.
|

WEBINAR: Navigating Risk: Leveraging Controllable Factors for Positive Returns

By

Watch our replay on effectively prioritizing factors within your control that can be the unsung hero of portfolio performance. In our webinar, we discuss risk management – the things you should pay close attention to, and the things you should ignore – to help keep your portfolio secure.